The VanDyke Group | What you must know if considering being an Uber or Lyft driver.
There are basic requirements you must meet to be an Uber or Lyft driver. Do you know what to do with your auto insurance?
auto insurance ammendments, ride share driver, insurance requirements
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18 Jan Are You “Uber” Excited This Year?

Many people are looking to make extra money this year and becoming an Uber driver is an extremely popular way to accomplish this.  Before you jump on the ride sharing bandwagon, do your research. There are several requirements that need to be met before you will be accepted.  According to Uber’s own website the following are the basic requirements;

  • You must have a valid U.S. driver’s license.
  • You must provide proof of vehicle insurance and registration.
  • You must have a clean driving record.
  • You must pass a background check.
  • You must have 3 years of driving experience if 21 years old, or 1 year of experience if over 23 years old.
  • The vehicle must be 4 doors (no full size vans or trucks).
  • The vehicle must be a 2002 or newer in good shape and must also pass an inspection.

 

There are additional requirements if you want to upgrade from UberX  to XL, Select, or Black.

Here, at The VanDyke Group, we have received many questions asking about auto insurance coverage if you drive for Uber, Lyft, or any other ride sharing program. The answer is always the same. You will have a gap in coverage and you need to add to, or amend, your personal auto policy even if you have insurance through the ride share company.

An example of a gap in coverage would be the time you are driving to pick up a passenger. Your auto insurance may not cover you driving once you get the request to pick up someone. Your ride share company may only cover you once the passenger is in the car. Which leaves you with a gap in coverage. These gaps can vary based on your auto insurance carrier and the coverage you already have.

Before you become an official Uber or ride share driver give your trusted insurance agent a call to fill that gap!

Sourcehttps://www.uber.com/drive/chicago

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Material posted on this website is for informational purposes only and does not constitute a legal opinion or medical advice. Contact your medical professional or legal representative for information specific to your needs.